- 82 097state-programme tariffs in our database
- 128organisations (of 156 in our database) do laboratory and instrumental investigations
- 94 %of the tariffs in our database carry no patient co-payment
Two prices for one test
To keep the comparison fair we took a single organisation — the Vardanants Center for Innovative Medicine in Yerevan. On the left is the tariff at which the fund pays this particular organisation. On the right is the price from its own list, Central clinic.
| Test | Fund pays | Cash price |
|---|---|---|
| Complete blood count (CBC), at least 20 parameters | 880 ֏ | 1 500 ֏ |
| CBC with differential (CBC+DIFF) | 1 510 ֏ | 2 000 ֏ |
| CBC with differential and ESR (CBC+DIFF+ESR) | 1 760 ֏ | 3 000 ֏ |
| Urinalysis | 880 ֏ | 3 000 ֏ |
| ESR (erythrocyte sedimentation rate) | 270 ֏ | 1 000 ֏ |
| Cholesterol | 1 200 ֏ | 1 500 ֏ |
| Creatinine | 930 ֏ | 1 500 ֏ |
| Urea | 930 ֏ | 1 500 ֏ |
| Total bilirubin | 880 ֏ | 1 500 ֏ |
| Direct bilirubin | 440 ֏ | 1 500 ֏ |
| Glucose tolerance test | 1 000 ֏ | 2 000 ֏ |
| Glycated haemoglobin (HbA1c) | 3 100 ֏ | 5 000 ֏ |
| Thyroid-stimulating hormone (TSH) | 2 930 ֏ | 6 000 ֏ |
Fund tariffs are a snapshot taken on 24 August 2026; the clinic’s price list on 15 September 2026. Two caveats, without which the table would be inaccurate. For urinalysis the fund distinguishes the manual method (880 ֏) from the automated one with at least 20 parameters (1,600 ֏); the price list does not state the method, so the manual figure is used. For the glucose tolerance test the fund has two entries, 440 ֏ and 1,000 ֏; the second is used.
What this actually means
The gap between the two columns is neither a clinic mark-up on patients nor proof that the state pays too little. They are two different accounting systems: the programme tariff covers a service within an insured event, the price list covers a one-off walk-in. Still, the order of magnitude is worth knowing: if you are covered by the programme, the difference between 270 and 1,000 drams for a single ESR is your money.
Why the same test costs different amounts in different places
A familiar name often covers different volumes of testing. A “complete blood count” can mean 20 parameters, or 25 with a differential, or 26 with a differential and ESR: three different codes and three different amounts, from 880 to 1,760 drams at the fund. When you compare prices, compare what is included, not the names.
The second reason is the branch. At Vardanants the price list differs between the Central clinic and the Nansen, Kochar and Vanadzor branches: the list we collected has 1,125 entries spread unevenly across four addresses. Check the price at the branch you are actually going to.
How to tell whether the programme covers you
Universal health insurance has been introduced in stages since 1 January 2026. Already insured are children under 18, people aged 65 and over, people with disabilities, low-income families and other subsidised groups, as well as employees earning 200,001 drams or more a month from at least one employer. Employees earning up to 200,000 drams join from 2027. You can see your own status in the state ArMed system — in the app or at armed.am — or ask the fund on 8866. We do not see that data and should not — it is personal.
- At the desk, do not ask “how much is the test” — ask how much that exact code with that exact scope costs.
- If you are on the state programme, it is still worth asking about a co-payment, although for lab tests it is rare: in the fund tariffs we analysed (156 organisations, 24 August 2026) fewer than 1 % of lab-test entries carry one. It is most common for consultations with specialists — allowed for 126 of 149 such services.
- Check the price on the day of your visit: price lists change, and our snapshot was taken on 15 September 2026.
When an article is not the answer — call 103
With these signs you do not look up prices or book a test; you call an ambulance.
- Sudden chest pain, shortness of breath, confusion
- Heavy bleeding that will not stop
- A fever above 39 °C that will not come down, seizures
- Sudden weakness on one side of the body or trouble speaking
Where the data comes from
- Universal Health Insurance Fund — list of organisations and tariffs — data as of
- Universal Health Insurance Fund — Insurance: in the first phase, employees earning 200,001 AMD or more, children under 18, persons aged 65 and over and vulnerable groups; hotline 8866 — data as of
- ArLIS — RA Law on Universal Health Insurance HO-459-N, current version, article 45, part 1: point 2 — subsidised groups from 1 January 2026; point 3 — employees earning 200,001 drams or more from one employer; point 6 — employees earning up to 200,000 drams, sole proprietors and notaries with an income of up to 2.4 million drams — from 1 January of the second year after the law's official publication, that is from 2027 — data as of
- Price list of the Vardanants CIM laboratory (Central clinic) — data as of
- Medaro catalogue: organisations and state-programme services — data as of
This material is for reference and does not replace a consultation: it contains no diagnoses, treatment plans or dosages. Prices and tariffs change — check the terms with the organisation and with the fund before your visit. Medaro does not provide medical services and does not take appointments.